Conclave on ‘Financial Literacy and Financial Inclusion’ organized by AFLC

  • Educated society is the largest contributor for the socio-economic development of the country
  • India needs more financially included population to make the banking system robust
  • Financial literacy is required to safeguard people against fraudulent schemes

 “Any kind of literacy, including financial literacy plays a vital role for the development of the society. And particularly educated society is the largest contributor for the socio-economic development of the country” opined Prafulla Samal, Minister for MSME, Odisha today. He was addressing the State level Conclave on ‘Financial Literacy and Financial Inclusion’ organized by Odisha Financial Literacy Forum, promoted by Abhyutthana Financial Learning Centre AFLC here at Jayadev Bhawan.

The Conclave vividly deliberated on emerging challenges and opportunities for investors and institutions in financial inclusion process. The inaugural session was attended by dignitaries like Prashant Saran, former Whole-Time Member, SEBI, P. Krishnamurthy, Former Chief General Manager, RBI, Dr. K. C. Mishra, Director, Doha Bank, Dr. and Manabendra Mishra, General Manager (OIC) RBI, Bhubaneswar.

“Government has made all official transactions through Bank only. So, people have to learn the Banking procedures and regulations well. Mere literacy will not help much, it needs more and more financially included population to make the system robust” said Dr.  Sandip Ghose, Director, National Institute of Securities Markets (NISM), Mumbai.

The conclave was attended by leading brains of Financial Sector, Banking Sector Officials, Academia, Insurance, Mutual Funds Experts, MSME Entrepreneurs, Delegates and Students from reputed Business Schools.

“To empower society through financial literacy with special emphasis on youth, women and small income groups is AFLC’s vision. The conclave is a step further in our endeavor to impart financial education to people and safeguard against fraudulent policies and schemes” said Dasarathi Mishra, Founder and Managing Partner, AFLC.

The conclave held prominence in the backdrop of the ‘National Strategy for Financial Education of Government of India, 2009’, which stresses the need on financial education for furthering financial inclusion and inclusive growth.

Among others, Shiv Mishra, Deputy Vice President, IDBI Capital Services, Mumbai, S. K. Mitra, Former Executive Director, NABARD, K. R. Das, Former Regional Director, RBI, Hyderabad, Officials from Central Depository Services Ltd. and Nirmal Bang Securities Ltd., Kolkata  and Siladitya Choudhury, Former General Manager, RBI also graced the occasion.

‘ଆର୍ଥିକ ସାକ୍ଷରତା ଏବଂ ଆର୍ଥିକ ଅନ୍ତର୍ଭୁକ୍ତି’ ଉପରେ ରାଜ୍ୟସ୍ତରୀୟ ସମ୍ମିଳନୀ

  • ଶିକ୍ଷିତ ସମାଜ ଦେଶର ସାମାଜିକ ଓ ଆର୍ଥିକ ବିକାଶ ନିମନ୍ତେ ନିହାତି ଆବଶ୍ୟକ
  • ବ୍ୟାଙ୍କିଙ୍ଗ ପ୍ରଣାଳୀ ଦୃଢ଼ କରିବା ପାଇଁ ଭାରତର ଅଧିକରୁ ଅଧିକ ନାଗରିକଙ୍କୁ ଆର୍ଥିକ ଅନ୍ତର୍ଭୁକ୍ତିରେ ସାମିଲ ହେବାକୁ ପଡ଼ିବ
  • ଜନସାଧାରଣଙ୍କୁ ଆର୍ଥିକ ସାକ୍ଷରତା ପ୍ରଦାନ ସେମାନଙ୍କୁ ଠକ ଯୋଜନା ଓ ନୀତି ନିୟମ ସମ୍ବନ୍ଧରେ ସୂଚାଇବ

“ସମାଜର ଉନ୍ନତି ନିମନ୍ତେ ଆର୍ଥିକ ସାକ୍ଷରତା ବହୁତ ଗୁରୁତ୍ୱପୂର୍ଣ୍ଣ ଭୂମିକା ଗ୍ରହଣ କରେ। ଆର୍ଥିକ ଅନ୍ତର୍ଭୁକ୍ତି ମଧ୍ୟ ବିଶେଷ ଭାବେ ଦେଶର ଆର୍ଥ-ସାମାଜିକ ବିକାଶ ଦିଗରେ ଅତି ଆବଶ୍ୟକ” ବୋଲି କହିଥିଲେ ଓଡ଼ିଶାର ଅଣୁ, କ୍ଷୁଦ୍ର ଓ ମଧ୍ୟମ ଉଦ୍ୟୋଗ ମନ୍ତ୍ରୀ ପ୍ରଫୁଲ୍ଲ ସାମଲ। ସ୍ଥାନୀୟ ଜୟଦେବ ଭବନଠାରେ ଆର୍ଥିକ ସାକ୍ଷରତା ଏବଂ ଆର୍ଥିକ ଅନ୍ତର୍ଭୁକ୍ତିକରଣ ଉପରେ ହେଉଥିବା ରାଜ୍ୟସ୍ତରୀୟ ସମ୍ମିଳନୀରେ ମୁଖ୍ୟ ଅତିଥିଭାବେ ଯୋଗ ଦେଇ ଶ୍ରୀ ସାମଲ ଏହି ବକ୍ତବ୍ୟ ପ୍ରଦାନ କରିଥିଲେ। ଅଭ୍ୟୁତ୍‌ଥାନ ଫାଇନାନ୍ସିଆଲ ଲର୍ଣ୍ଣିଂ ସେଂଟର ଦ୍ୱାରା ପ୍ରୋତ୍ସାହିତ ଓଡ଼ିଶା ଫାଇନାନ୍ସିଆଲ ଲିଟେରାସି ଫୋରମ୍ ପକ୍ଷରୁ ଏହି ସମ୍ମିଳନୀ ଆୟୋଜିତ ହୋଇଥିଲା।

ଏହି ସମ୍ମିଳନୀରେ ଏମରଜିଙ୍ଗ ଚ୍ୟାଲେଞ୍ଜେସ୍ ଆଣ୍ଡ ଅପରଚ୍ୟୁନିଟି ଫର୍ ଇନ୍ଭେଷ୍ଟରସ୍ ଆଣ୍ଡ ଇନ୍‌ଷ୍ଟିଚ୍ୟୁସନ୍ସ୍ ବିଷୟରେ ବକ୍ତାମାନେ ଆଲୋଚନା କରିଥିଲେ। ଉଦ୍ଘାଟନୀ ସମାରୋହରେ ସେବିର ପୂର୍ବତନ ପୂର୍ଣ୍ଣକାଳୀନ ସଦସ୍ୟ ପ୍ରଶାନ୍ତ ସରନ୍, ଆର୍‌ବିଆଇର ପୂର୍ବତନ ମୁଖ୍ୟ ମହାପ୍ରବନ୍ଧକ ପି କ୍ରିଷ୍ଣମୂର୍ତି, ଦୋହା ବ୍ୟାଙ୍କର ନିର୍ଦ୍ଦେଶକ ଡକ୍ଟର କେ ସି ମିଶ୍ର, ଆରବିଆଇ ଭୁବନେଶ୍ୱରର ଦ୍ୱାୟିତ୍ୱପ୍ରାପ୍ତ ମହାପ୍ରବନ୍ଧକ ମାନବେନ୍ଦ୍ର ମିଶ୍ର ପ୍ରମୁଖ ଉପସ୍ଥିତ ଥିଲେ।

“ସରକାର ବ୍ୟାଙ୍କ ମାଧ୍ୟମରେ ସମସ୍ତ ପ୍ରକାର ଅଫିସିଆଲ ନେଣଦେଣ ଆରମ୍ଭ କରଛନ୍ତି। ତେଣୁ ସାଧାରଣ ଜନତାଙ୍କୁ ବ୍ୟାଙ୍କିଙ୍ଗ ପଦ୍ଧତି ଏବଂ ନୀତିନିୟମ ସମ୍ବନ୍ଧରେ ଅବଗତ କରାଇବା ନିହାତି ଆବଶ୍ୟକ। କେବଳ ଆର୍ଥିକ ସାକ୍ଷର ହେଲେ ଚଳିବ ନାହିଁ, ବ୍ୟାଙ୍କିଙ୍ଗ ପଦ୍ଧତିକୁ ସୁଦୃଢ଼ କରିବାକୁ ହେଲେ ଅଧିକରୁ ଅଧିକ ଜନସାଧାରଣଙ୍କୁ ଆର୍ଥିକ ରୂପରେ ସାମିଲ କାରିବାକୁ ପଡ଼ିବ”, କହିଥିଲେ ନ୍ୟାସନାଲ ଇନ୍‌ଷ୍ଟିଚ୍ୟୁଟ୍ ଅଫ୍ ସିକ୍ୟୁରିଟିଜ୍ ମାର୍କେଟସ୍ (ଏନ୍ଆଇଏସ୍ଏମ୍) ମୁମ୍ବାଇର ନିର୍ଦ୍ଦେଶକ ସନ୍ଦିପ ଘୋଷ ।

ଅର୍ଥନୈତିକ କ୍ଷେତ୍ର ସହ ଜଡ଼ିତ ପ୍ରମୁଖ ବ୍ୟକ୍ତି ଏବଂ ଅନୁଷ୍ଠାନ, ବ୍ୟାଙ୍କ ଅଫିସର, ଏକାଡେମିଆ, ଇନ୍‌ସ୍ୟୁରାନ୍ସ, ମ୍ୟୁଚୁଆଲ୍ ଫଣ୍ଡ୍ ସହ ଜଡ଼ିତ ବିଶେଷଜ୍ଞ, ଏମ୍ଏସ୍ଏମ୍ଇର ଉଦ୍ୟୋଗପତି, ଅର୍ଥନୈତିକ ଜଗତ ସହ ଜଡ଼ିତ ପ୍ରତିନିଧି ଏବଂ ଖ୍ୟାତନାମା ବିଜିନେସ୍ ସ୍କୁଲର ଛାତ୍ରଛାତ୍ରୀମାନେ ଏହି ସମ୍ମିଳନୀରେ ଉପସ୍ଥିତ ଥିଲେ।

ଯୁବ, ମହିଳା ଏବଂ ସ୍ୱଳ୍ପ ଆୟ ସମୂହଙ୍କୁ ଆର୍ଥିକ ସାକ୍ଷରତା ଜରିଆରେ ସଶକ୍ତ କରି ସମାଜ ଗଠନ କରିବା ଲକ୍ଷ୍ୟ ନେଇ ଏଏଫ୍ଏଲ୍‌ସି କାମ କରେ। କେବଳ ଜନସାଧାରଣଙ୍କୁ ଆର୍ଥିକ ଶିକ୍ଷା ପ୍ରଦାନ ନୁହେଁ, ଠିକ ଯୋଜନା ଓ ନୀତି ନିୟମ ସମ୍ବନ୍ଧରେ ସୂଚାଇବା ନିମନ୍ତେ ମଧ୍ୟ ତାଙ୍କ ସଂସ୍ଥା କାର୍ଯ୍ୟ କରେ ବୋଲି ଏଏଫ୍ଏଲସିର ପ୍ରତିଷ୍ଠାତା ଓ ପରିଚାଳନା ଅଂଶୀଦାର ଦାଶରଥୀ ମିଶ୍ର ସୂଚନା ଦେଇଥିଲେ।

ଏହି ସମ୍ମିଳନୀରେ ୨୦୦୯ରେ ଅର୍ଥନୈତିକ ଶିକ୍ଷା ପାଇଁ ଭାରତ ସରକାର ପ୍ରଣୟନ କରିଥିବା ରାଷ୍ଟ୍ରୀୟ ନୀତି ଓ ଅର୍ଥନୈତିକ କ୍ଷେତ୍ର ଏବଂ ବିକାଶକୁ ଆଗକୁ ବଢ଼ାଇବା ଉପରେ ଆଲୋଚନା ହୋଇଥିଲା।

ଅନ୍ୟମାନଙ୍କ ମଧ୍ୟରେ ଆଇଡିବିଆଇ କ୍ୟାପିଟାଲ ସର୍ଭିସେସ୍ ମୁମ୍ବଇର ଉପ-ସହ-ସଭାପତି ଶିବ ମିଶ୍ର, ନାବାର୍ଡର ପୂର୍ବତନ କାର୍ଯ୍ୟନିର୍ବାହୀ ନିର୍ଦ୍ଦେଶକ ଏସ୍ କେ ମିତ୍ର, ଆର୍‌ବିଆଇ ହାଇଦ୍ରାବାଦର ପୂର୍ବତନ ଆଚଂଳିକ ନିର୍ଦ୍ଦେଶକ କେ ଆର୍ ଦାସ, ଆରବିଆଇର ପୂର୍ବତନ ମହାପ୍ରବନ୍ଧକ ସିଲାଦିତ୍ୟ ଚୌଧୁରୀ ଏବଂ ସେଣ୍ଟ୍ରାଲ ଡିପୋଜିଟରି ସର୍ଭିସେସ୍ ଲିମିଟେଡ୍ ଓ ନିର୍ମଳ ବ୍ୟାଙ୍ଗ ସିକ୍ୟୁରିଟିଜ୍ ଲିମିଟେଡ୍ କୋଲକାତାର ସଦସ୍ୟମାନେ ଏହି ସମ୍ମିଳନୀରେ ଯୋଗ ଦେଇଥିଲେ।

State level Conclave on Financial Literacy and Financial Inclusion

Odisha Financial Literacy Forum, promoted by Abhyutthana Financial Learning Centre LLP (AFLC) is going to organize a State level Conclave on Financial Literacy and Financial Inclusion on 10th March 2018 at Jayadev Bhawan, Bhubaneswar. The daylong conclave is set to deliberate on ‘Emerging Challenges and opportunities for Investors & Institutions.’

The inaugural session of the conclave will be attended by Shri Prafulla Samal, Hon’ble Minister, MSME, Govt. of Odisha as Chief Guest, while the Guests of Honour will be Prashant Saran, former Whole-Time Member, SEBI, Dr. Sandip Ghose, Director, NISM, Mumbai, P. Krishnamurthy, former CGM, RBI, Dr. K. C. Mishra, Director, Doha Bank, Dr. K. C. Panigrahi, CGM, NABARD, Bhubaneswar and Manabendra Mishra, GM (OIC) RBI, Bhubaneswar, among other dignitaries.

“To empower society through financial literacy with special emphasis on youth, women and small income groups is AFLC’s vision” said Dasarathi Mishra, Founder and Managing Partner, AFLC.

The organization has set itself a mission to impart financial knowledge to general public, youth and MSME Customers on basic concepts of Finance, banking, Non Banking Financial Companies (NBFCs), Capital Market, Insurance and Pension Products and to create Financial Awareness among depositors and investors.

The present conclave is focused on ‘Emerging Challenges and opportunities for Investors & Institutions’. The conference is set to be attended by leading brains of financial sector, Banking Sector Officials, Academia, Insurance, Mutual Funds experts, MSME Entrepreneurs, Delegates and students from reputed B Schools.

“The conclave holds prominence in the backdrop of the National Strategy for Financial Education of Government of India, 2009 which stresses the need on financial education for furthering financial inclusion and inclusive growth. It’s a step further in our endeavor to impart financial education to people and safeguards against fraudulent policies and schemes”, Shri Mishra added.

AFLC was founded in February 2014 by Mr. Dasarathi Mishra. He is the former Chief General Manager of Reserve Bank of India (RBI) with over 35 years of experience in International banking and Regulations, Foreign Exchange Business, NBFCs, and Central Banking Activities to name a few.

In the past, AFLC has organized a series of talks and seminars having eminent speakers talking about a range of aspects of financial literacy and financial inclusion at state level as well as in institutions across Odisha.